Why coronavirus has made digital transactions necessary - Idea Usher
This one currency note may be carrying lots of germs

Money makes the world go round

The global coronavirus pandemic has caused major disruption to normal lives across the globe.

In a matter of a few months, it has spread from Wuhan, China to around 199 countries of the world.

More than 500,000 people have been infected so far, and they are at danger of spreading the virus to anyone in their vicinity.

As a result, governments across the world have sprung into action to prevent the virus from spreading any further.

They have put cities under lockdown and deployed police and special forces to monitor and ensure that everyone remains indoors.

This is a major concern for most industries as well as the workers.

While industries are thinking of ways to keep a regular cash flow during this adverse situation, individuals working from home are concerned about their paychecks and sustenance.

Due to the importance of money during this situation and the restrictions imposed for prevention, digital payments will become necessary.

And the best way to conduct online transactions is through payment apps.

Not only do they provide top-notch security, but also provide other benefits that can come handy right now.

Let’s look at some of them.

Why use payment apps now?

1. Physical currency is dirty

It is no secret that physical currency like cash, coins and cards are potential germ carriers.

Not only do they get exchanged from person to person, there is no history of who had handled it previously.

This a major cause of concern, especially right now.

According to the World Health Organization, novel Coronavirus may spread through currency notes, credit and debit cards.

Thus, you may unknowingly get exposed to the virus and pass it on to others when you pay or exchange physical currency.

Thus, to avoid the possibility of any exposure, people will embrace digital transactions. And they can do so from a payment app.

2.Easy bill and utility payment

Even with people restricted to their homes, they will need to spend money to sustain themselves.

Electricity, water, internet and other utilities – all of them constitute essential expenses.

And you having to head outside to pay the bills while you are supposed to be indoors defeats the entire purpose of quarantine.

Fortunately, payment apps allow you to easily pay all your bills from the same platform, right from your home.

This also allows you to avoid queues and crowds that you may encounter in counters or payment kiosks.

Additionally, payment apps also provide the added benefit of reward points and cashbacks when you pay bills online.

3. Transaction history and analysis

Managing one’s budget is of utmost importance while in quarantine.

One must keep track of one’s expenditures as it allows them to plan for the future.

This can be done through a payment app. Almost all payment apps allow the user to see their balance and past transactions.

Moreover, they can keep track if their salaries or monthly payments have been deposited in their accounts.

This can help reduce anxiety among people, as they may worry about not having enough funds during the quarantine.


Looking at the necessity of payment apps, now might be a good time for you to launch your own digital payment platform.

And if you are in the lookout for an app development team to build your app, then look no further.

Idea Usher is a pioneering web-app development company with years of experience in building robust, scalable, and innovative technology solutions.

Our team is made up of young, energetic and tech-enthusiastic programmers, designers and testers who work with the latest technologies.

And with previous experience developing payment apps, we guarantee that your app surpasses your expectations.

And in case you have any questions,  we encourage you to get in touch with us.

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