(+91) 946 340 7140
(+1) 628 432 4305Custom Mobile Payment Software Solutions
The world is going cashless, you should too!
Get an exquisite mobile payments app designed by our expert developers, with easy P2P transfers, digital wallet, bill payments, overseas transactions, and much more. Deliver incredible paying assistance to your customers while boosting your growth and revenue
What is a Mobile Payments App?
A mobile payment application is a service that users can use to perform digital transactions. They can pay anyone having the same or a similar payment gateway configured.
Hire Developers With Mobile Payment Software Experience
Idea Usher offers custom mobile payment app solutions that satisfy your business needs. We thrive to add value to your business through custom feature integrations, plug-ins, extensions, and efficient functionalities.
Contactless Mobile Payments
An exciting feature powered by near field communication (NFC) technology, we provide contactless payment solutions that allow users to make payments with just a wave gesture of mobile.
Mobile Wallet Apps
We offer comprehensive mobile wallets inclusive of a virtual wallet that facilitates users to make payments, store payment information, claim loyalty rewards, coupons and more.
E-Commerce Payments
Enable e-commerce customers to pay via their virtual wallet. Additionally, users can also pay through the e-commerce site’s checkout page where they can choose a wallet for payment and store payment details.
Features
Mobile Payment Software Features
User-panel features
User registration
The first-time users can sign up using the required details and the registered users can log in to the app using the required authorization credentials.
Account Integration
Add as many bank accounts for performing transactions through your payments app.
Add money to Wallet
Provide users with extended ease of paying by incorporating a digital wallet into your app.
Balance Enquiry
Enquire your balance in your app wallet as well as in your bank accounts.
Pay Bills
Pay your mobile, electricity, broadband, fuel connection, and numerous other bills through a single platform.
Money Transfer
Transfer your money to any of your beneficiaries anytime with just a few taps!
Transaction History
Check your account statement within the app in an organized and efficient way.
Funds Transfer
Send and receive money, perform secure, effortless transactions with your contacts. Additionally, you can pay to anyone having the payments app through their phone number.
Merchant registration
Merchants can register themselves and get verified using their business license.
Unique QR Code
Every merchant has a unique QR code, through which users can scan and pay against goods or services.
EMI
Merchants can allow their users to pay in the form of an easy monthly installments plan.
Promotional Offers
Merchants can customize their offers/promo codes for users so that they can sell more, and their business grows
Pay Bills
Pay your mobile, electricity, broadband, fuel connection, and numerous other bills through a single platform.
Push Notifications
Merchants get instant notifications for each successful transaction.
User Management
Clients can be managed in an efficient and effortless way.
Live Insights
Real time updation and representation of analytical data to improve operational efficiency and to initiate growth
Offers
Admin can plan offers and rewards for users on the app
Manage Merchants
Admin is allowed to handle all the merchants from a single platform
Revenue Management
All the revenue streams can be managed from a single platform with valuable insights
Cryptocurrency Wallet Add-on
- Secured transactions
- Decentralization
- Transparent transactions
- Platform is live 24x7
Our Payment Software
Development Solution Offer
Convenience
More than 81% of Americans own smartphones and a digital wallet is far more convenient than a physical wallet for most of them. Mobile payments facilitate all the daily tasks that users demand of their smartphones, from predicting the weather to updating their social media accounts. Adding mobile payments app/digital wallet to a device makes transactions easier and more convenient than ever before.
Extra layers of security
Mobile payments remove the need for users to use payment methods like cash and debit/credit cards. Moreover, these payment methods are least likely to be lost or stolen. Digital wallets even offer additional layers of security including biometric authentication (such as fingerprint scans or facial recognition), helping businesses in ensuring safe and secure transactions.
Digitized financial transactions
Consumer payments are vitally important for household budgets. Digital wallets can be easily used as mobile apps that help people actually track what they’re paying, where, and how frequently. Additionally, e-invoices can be issued to help users maintain a record of their spending, reduce paper waste, and overall reduce business expenses.
Speed
It takes a lot of time counting cash or waiting for a swipe machine for card payments. With mobile payments, a user simply utilizes their mobile device and authenticates the transaction usually with just a password or a fingerprint, or facial recognition. This builds a quicker, user-friendly experience for users. Ultimately, it helps businesses raise the volume of transactions.
Types of Digital Wallets
Closed Wallet
- A business dealing in products and/or services can offer a closed wallet for users who are their customers.
- Basically, a closed wallet lets the users perform transactions with the owner of the app /wallet only. The users are allowed to add funds to the wallet and to pay thee issuer.
- Additionally, the amount arriving from returns, cancellations or refunds is added to the wallets
Semi-closed Wallet
- A semi-closed wallet is designed to allow users to pay at predetermined stores/merchants and locations.
- The location coverage is limited, the app is developed only for a certain region.
- Users can accomplish both online and offline transactions utilizing the wallet app.
- However, merchant agreements or contracts are required between the app owner and the merchants for receiving payments from mobile wallet users.
Open Wallet
- These wallets are the most used by common smartphone users, as they basically partner with banks and financial institutions.
- Users with open wallets are allowed to perform all transactions with an appended semi-closed wallet.
- These wallets facilitate users to add funds from bank accounts to local mobile wallets, or send funds to bank accounts using the wallet balance.
App Flow
User Flow of a Mobile Payments App
Profile Registration (Signup)
The first-time users are prompted to register using the required details.
Bank Account Integration
Registered users can then integrate multiple bank accounts into their profiles and use them for transactions whenever required.
Bill Payments/P2P Transactions
A user can then use the platform for various bill payments as well as to send money to peers as per their requirements.
Real-time Notifications
Users get push notifications instantly after each successful transaction
Shopping Transactions
Users can use the integrated e-wallet to pay directly to vendors in a secure and safe manner.
Mobile Payments app user interface
Mobile Payments App Security
App Security
We offer unique security lock features, with Touch ID and face recognition, that can help the users to make their app secure. This way when their phone is stolen, the app’s security can’t be compromised right away.
Two-factor authentication
It will save users from fraud and major hacks. With just passwords, it is going to be easier for the hackers to hack into the system, but when the password tech is combined with another unique authentication process, it is a lot harder to break into the system.
Instant notifications
App users will be notified instantly whenever a transaction happens, or money is deducted from or added to their account.
Follow the regulations
We constantly keep a check on PCI DSS regulatory standards. These payment gateway data security standards have been laid by the big players like VISA, Mastercard, American Express, JCB internationals,etc.
Custom Mobile Payment Software Development Solutions with Idea Usher
Unmatchable Development Standards
Our expert developers have years of experience in mobile wallet and payments app development. We make sure the ideal product is delivered, so that your users have a quality experience along with smooth functionalities.
Enhanced Security
Additional security measures to make sure that your payments are safe and successfully transferred. Our tailored digital wallets offer additional layers of security including biometric authentication (such as fingerprint scans or facial recognition).
Frictionless payments
We make sure all your transactions are smooth and streamlined regardless of the user paying to vendors, transferring to peers, paying bills, or any other transactions.
High User Engagement
Our top-quality UI/UX design and development ensures that users stay in the app for long. Moreover, they have a lifelong experience of the smooth functioning and soothing design of the app.
Wait. We’ve Got More For You!
More Reasons To Choose Our Mobile Payment Software Development Solutions
You’ll Always Be Our Top Priority
We’re here to resolve your business challenges within a snap of fingers. That’s because you, your business, and the timely completion of your project matter the most to us. Everything else would come second.
We Brew Fresh Ideas For You
So that you can have the perfect sip of success! We don’t just execute plans, we also come up with the best ideas that would drastically improve your profitability, brand recognition, and value.
Unparalleled Expertise and Industry Knowledge
Idea Usher has worked with 1000+ clients, helping them achieve millions of dollars in revenue in a dependable, scalable way. With our time-tested tactics and experience, you can grow your business and online presence, too.
We Know What We’re Doing
How many agencies practice what they preach? Not everyone. But we know our stuff. Our professionals are up-to-date with the latest development tech stack, so that your first shot at success lands you straight to the stars!
Our Testimonials
The World’s Best Trust Us. You Can Too.
Find Your Answers Here!
Keeping in mind the core features of your app, it can approximately take anywhere between 800 to 1,200 hours.
Your annual projected revenue can be $2 million in the first year and go as high as $200 million in the coming years.
Absolutely! Your originality matters to us. We’re here to add unique and exciting features that would make your app stand out.
You’ll have the flexibility of choosing between native and hybrid apps and your app’s operating system, such as Android and iOS, or both.
The cost can vary from project-to-project as each client has different UI/UX and feature requirements. Contact us and get an instant quote today.
Idea Usher has built over 1000+ successful projects. As each customer is different, we strive to offer solutions that are as unique as them and their ideas.
Embark on your digital payments journey with a customised mobile payments app!
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- SCF 98, Phase 11, Sector-67 Mohali, 160062
- 651 B Broad St, Middletown, 19709, county New Castle Delaware, USA
- [email protected]
- (+1) 628 432 4305
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Idea Usher is a pioneering IT company with a definite set of services and solutions. We aim at providing impeccable services to our clients and establishing a reliable relationship.
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- SCF 98, Phase 11, Sector-67 Mohali, 160062
- 651 B Broad St, Middletown, 19709, county New Castle Delaware, USA
Follow us on
Idea Usher is a pioneering IT company with a definite set of services and solutions. We aim at providing impeccable services to our clients and establishing a reliable relationship.
